Guarantor & Loan Contracts
Guarantor Advice & Loan Contracts
Independent legal advice for guarantors, and review of loan contracts and security documents — clear advice on what you are signing and the exposure it creates.

An overview
Lenders frequently require a guarantor — often a parent, spouse or company director — to receive independent legal advice before signing a guarantee or mortgage. We provide that advice in plain terms, ensure the certification the lender requires is properly completed, and answer the practical questions that arise.
Services covered
- Independent legal advice for guarantors of loans and leases.
- Review of loan contracts, mortgages and general security agreements.
- Advice for directors signing personal guarantees for company facilities.
- Lender certifications where required.
When to seek legal advice
- Your lender has asked you to obtain independent legal advice before signing.
- You are guaranteeing a loan or lease for a family member or company.
- You want to understand the risk before signing a mortgage or guarantee.
Related practice areas
Enquiries
Speak with the office.
Ringwood appointments by arrangement. Initial enquiries are dealt with promptly.



