Guarantor & Loan Contracts

Guarantor Advice & Loan Contracts

Independent legal advice for guarantors, and review of loan contracts and security documents — clear advice on what you are signing and the exposure it creates.

Australian bank building representing lenders in guarantor and loan contract matters

An overview

Lenders frequently require a guarantor — often a parent, spouse or company director — to receive independent legal advice before signing a guarantee or mortgage. We provide that advice in plain terms, ensure the certification the lender requires is properly completed, and answer the practical questions that arise.

Services covered

  • Independent legal advice for guarantors of loans and leases.
  • Review of loan contracts, mortgages and general security agreements.
  • Advice for directors signing personal guarantees for company facilities.
  • Lender certifications where required.

When to seek legal advice

  • Your lender has asked you to obtain independent legal advice before signing.
  • You are guaranteeing a loan or lease for a family member or company.
  • You want to understand the risk before signing a mortgage or guarantee.

Enquiries

Speak with the office.

Ringwood appointments by arrangement. Initial enquiries are dealt with promptly.

Contact Holt & Macdonald

Local Practice

Holt & Macdonald has long provided quality legal services throughout Ringwood and Melbourne's eastern suburbs — including Mitcham, Heathmont, Croydon, Blackburn, Vermont and Wantirna — continuing through Parke Lawyers.

Accreditation & Standards

Holt & Macdonald Lawyers forms part of Parke Lawyers, an accredited specialist and ISO-certified legal practice.

Law Institute of Victoria Accredited Specialist — Holt & Macdonald Lawyers Ringwood
ISO 9001 quality management certification — Ringwood legal practice
ISO 14001 environmental management certification — Ringwood legal practice
ISO 45001 occupational health and safety certification — Ringwood legal practice